7.8 Financial Projections

MUYALTA is designed to offer investors structured capital return, passive income, and long-term upside — without relying on speculation or unpredictable market swings.

Our model prioritizes early capital recovery, monthly income, and a refinancing bonus at Month 48, with legal structures that protect the flow of funds.

---

💵 Capital Structure

• Total Project Cost: $2,500,000 USD

• Raised via Investors: $2,500,000 USD (10 tickets × $250,000 USD)

• Ownership Model: Co-investor structure via Partner Agreement

• Fund Handling: TLA Title & Escrow – milestone-based disbursement

---

📅 Timeline to Returns

Phase	Timeline	What You Receive
Funding Period	Months 1–2	Legal onboarding, escrow setup
Construction Phase	Months 3–14	Updates + site photos; capital used by milestone
Stabilization	Months 14–16	Property furnished, units listed, ready to rent
Income Distribution	Months 16–48	Monthly payouts begin (85% of net rental income)
Refinancing Event	Month 48	Capital refinancing + bonus payout
Exit or Stay Option	Month 48+	Choose to exit or remain in long-term income loop

---

📈 Rental Income Distribution

• 85% of Net Rental Income is distributed monthly to the 10 partners

• 15% retained for reserves, maintenance, and unforeseen costs

• Payments begin after rental stabilization (target: Q4 2026)

• MUYALTA will manage units via a combination of short-term (Airbnb) and mid-term rentals (digital nomads, expats)

---

🔁 Refinance Logic (Month 48)

At the 4-year mark:

• The property will be refinanced based on market value (post-rental performance)

• The refinancing allows for a capital injection without selling the asset

• Proceeds are used to:

  1. Repay investor principal if not yet recovered

  2. Distribute a Refinancing Bonus to each partner

  3. Offer an Exit Option or the ability to remain as an income partner

---

💰 Investor Example – Ticket Holder

Investment	$250,000 USD
Monthly Income	Based on unit performance (Avg: 8–12%)
Refinance Bonus (Year 4)	% of net equity extraction
Optional Exit	Full return of investment + bonus
Optional Hold	Keep earning monthly income beyond Year 4

---

📌 Highlights

• ROI target (cash-on-cash): 30–40% over 4 years, net of fees

• Passive income: 48 months minimum, with option to extend

• Capital security: 100% funds protected via milestone-based disbursement

• Property remains active income generator with appreciation upside

---

This model puts return, protection, and transparency at the center. MUYALTA isn’t just an asset — it’s a working business that pays its partners first.